"ClickLendNow is a DIRECT LENDER, but not a lender in all states. We use various credit reports, data sources, and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms (https://www.theclnd.com/rates-and-terms) for details. Decision may take longer if additional verification or documents are required. †Applications approved before 1:30 p.m. CT Monday-Friday are generally funded the same business day, subject to your bank's processing times. Applications approved at other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete. Copyright © 2024 ClickLendNow. All Rights Reserved."